NOTICE TO DISTRICT OF COLUMBIA APPLICANTS:It is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any other person. Morristown, NJ). Sponsor is not responsible for incorrect, inaccurate or incomplete entry of information or for entries which are garbled, damaged, incompletely received, otherwise defective or lost due to any reason, all of which will be voided. NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Click For Price Claims Form Download our latest claims form below. For questions, please email us at. If you move within your current state, you are able to adjust your address via the Account Information section in the Spot Customer Portal. To review the plan best for you, click here. These necessary increases provide you the opportunity to get help offering your pet the best medical treatment options available for eligible conditions. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones wont be covered. SPOTs trademarks may not be used in connection with any product or service that is not SPOTs, in any manner that is likely to cause confusion among consumers, or to disparage or discredit SPOT. Pumpkin has a single insurance plan that applies for both dogs and cats. This document along with thedeclarationsand any endorsements that are attached are considered to be the entire insurance policy coveringBarney.Wewill use "Policy" going forward to reference all of these documents unlesswemention a specific document thatwewould likeyouto review. Base level plans provided by Spot do not cover routine teeth cleanings. Plans provided by Spot offer a 30-day money-back guarantee, so feel free to take a look and see what a SPOT plan can do for you and your pet. There is a 14-day waiting period for coverage. Participants who engage in any of the foregoing activities will be disqualified and will forfeit any prizes won. Can I cancel Petplan at any time? Pet Insurance plans provided by Spot do not cover pre-existing conditions. Any submitted appeal should state clearly why you or your vet disagree with the initial determination and include supporting documentation. Can . .css-1ew3ln7{-webkit-text-decoration:none;text-decoration:none;color:#3f6587;color:#212529;}.css-1ew3ln7:hover{color:#3f6587;-webkit-text-decoration:underline;text-decoration:underline;}How Pet Insurance Works. SPOT is an insurance producer licensed in your state. Flea & tick medication. However, with plans provided by Spot, this doesnt mean the condition cant be covered in the future if the condition is curable. You can cancel your pet insurance at any time, yet there may be fees involved. Intellectual Property; 4. There is no upper age limit for coverage or enrollments. California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. The effect on your family budget and pet care. Spot earned 4.5 stars out of 5 for overall performance. If, for any reason, the Sweepstakes is not capable of running as planned, due to, without limitation, infection by computer virus, worm, or bugs; tampering; unauthorized intervention; fraud; technical failures; or any other causes beyond the control of Sponsor that, in the sole opinion of Sponsor, could corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right, at its sole discretion, to cancel, terminate, modify, or suspend the sweepstakes. You can cancel by phone by calling 1-800-638-5433 or another number if you were given a particular one when you signed the contract. Your email address will not be published. However, if you have chosen to pay your premiums in monthly installments, you wont be eligible for a refund. You're on the Spot US website. To start the transfer of ownership policy change, please reach out to Customer Service. Can I Get Reimbursed for Routine Teeth Cleanings? Coverage and rates are subject to change at renewal. Not all insurances cover exam fees. Your coverage limit for an Accident-Only policy can be $3,000, $4,000, $5,000, $7,000 or $10,000 per year. Get email updates to help your pets lead happier, healthier lives. Policy form The basics. Penalties include imprisonment, fines and denial of insurance benefits. Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 sponsors this Sweepstakes. The process will mostly depend on when you cancel, but it is fairly straightforward. If you are filing a claim, you will need to submit the itemized invoice. You do not need to be a policyholder, purchaser, or quoter to participate. You can enroll your pet in a plan provided from Spot once your pet is 8 weeks old or older. All other trademarks not owned by SPOT that appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by SPOT. SPOT will fully cooperate with any law enforcement authorities or court order requesting or directing SPOT to disclose the identity of anyone posting any such information or materials.2.5 Modification or Discontinuance of the Offerings by SPOT. Specific products, features, coverage limits, rates, and discounts may vary by province, eligibility, and are subject to change. Spot Pet Insurance offers three health plans for dogs and cats: accident-only, accident and illness, and preventive care plans. Reimbursement Options: 90%. This entire policy shall be void if, whether before or after a loss, the insured has willfully concealed or misrepresented any material fact or circumstance concerning this insurance or the subject thereof, or the interest of the insured therein, or in case of any fraud or false swearing by the insured relating thereto. Based on a comparison of top pet insurance companies on ConsumerRating.org. Deductibles: $100 to $750. Spot Pet Insurance. Sponsor reserves the right at its sole discretion to disqualify and prohibit any Entrant from participating in the Sweepstakes or winning a prize who Sponsor suspects, in the sole discretion, of attempting to undermine the legitimate operation of the Contest by cheating, hacking, deception, or other unfair playing practices (including the use of automatic quick entry programs) or intending to annoy, abuse or threaten or harass any of the Sponsors representatives or otherwise failing to comply with these Rules. Wagmo. How do I Determine if My Pet Has a Pre-existing Condition? Such goals are typically based on the total amount of certain insurance coverages placed with the insurance underwriter or the overall performance of the policies placed with that insurance underwriter, not on an individual policy basis. Deductibles: $100, $250 or $500. You can buy a cover for your pet in any of the 50 states and Washington, D.C. We discuss the plans below. What is insured under this pet insurance plan? Get inspired and try out new things. The 30-day money-back guarantee is available if no claims have been covered. The laws of the State of Florida will govern these Terms, without giving effect to any principles of conflicts of laws. For additional information, please call to speak with a licensed insurance agent at 1.800.905.1595. Consumer Rating is a Fetch by The Dodo Partner. Plans provided by Spot dont have an upper age limit for new enrollments or coverage. Visit our pet insurance FAQ page now . Nationwide Pet Insurance: Best for Exotic Pets . NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Save my name, email, and website in this browser for the next time I comment. You accept these changes by renewing your policy. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. Any modifications to the Terms will be effective upon posting. To cancel your pet insurance, you will need to contact your insurance company and request to cancel your policy. Information Entrants provide to Sponsor will be used to communicate with Entrants regarding this Sweepstakes and otherwise as set forth in these Official Rules, as well as to contact Entrants at a later date with respect to other products and services and product enhancements which the Sponsor believes may be of interest to them. You can also check on the status of your claims anytime by clicking on the claims icon. Based on this rating, Spot is on NerdWallet's list of the Best Pet Insurance Companies. Furthermore, SPOT without compensation to you, is free to use, not use, edit, adapt, modify, or discontinue the use of any ideas, concepts, know-how, or techniques contained in any communication or material you transmit to SPOT, or post to the Site, for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products. When. In this article, were covering everything you need to know in case you decide to cancel your pet insurance policy, including how to submit requests, what costs you might pay, and other key considerations. You're on the Spot US website. Be a legal resident of the 50 United States, or the District of Columbia, including APO/FPO addresses excluding Puerto Rico. SPOT shall have and retain all right, title, and interest in and to the Offerings, any additions, modifications or enhancements to it and all intellectual property rights associated with any of the foregoing, including, without limitation, rights to patents, copyrights, trademarks, trade secrets, or know-how (Intellectual Property). If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. Licensed Insurance Producer - Pawlicy Advisor. Depending on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. Products, schedules, discounts, and rates may vary and are subject to change. Let us dig up an answer. California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. How do I cancel my petplan account? Your payments are processed automatically using the payment method and frequency we have on file. The 30-day money-back guarantee is available if no claims have been covered. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. Yes, Spot plans offer a multi-pet discount: 10% off each additional pet that is added. WHAT CAN I WIN?Prize includes $200 Visa gift card, bandana, leash, 2 large boxes of Sundays For Dogs foodThe winning entrants will be notified through the channel they entered. NOTICE TO NEW MEXICO APPLICANTS:Any person who knowingly presents a false or fraudulent claim for payment for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to civil fines and criminal penalties. Yes, plans provided by Spot have a 14 day waiting period for coverage. Filing a claim with Spot pet insurance is easy. Consumer Rating is a Fetch by The Dodo Partner. (NPN # 19246385) 2023 United States Fire Insurance Company. Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance, LLC. The role of the producer in any particular transaction involves one or more of these activities. Spot Pet Insurance offers options for Accident-Only and Accident & Illness pet insurance plans. What Happens to My Pet Insurance if I Move? Meanwhile, the average annual pet-insurance premium in 2017 was $516, while the average annual vet bill per pet the same year was $92. You should not disregard medical advice as a result of any content on the Site, or otherwise consider any content on the Offerings to be a substitute for professional legal advice. Many insurers offer what's known as a cooling-off period, often for a period of 14 to 30 days. . Each submission of an Entry Form shall constitute an entry (Entry). You can view our sample policy here: https://Spotpetins.com/sample-policy/. Best pet insurance according to Consumer Rating January 2023. To process this request, you will need to submit proof of new ownership, including the new owners full name, address, and phone number. Yes. Your renewal declarations page will specify the coverage and rates that apply. Most plans offer a choice. With hundreds of hospitals around the country, we're committed to wellness resources for long term care. A purchase or quote for a pet insurance product from Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 (Sponsor) or any of its affiliated companies will not improve the chance of winning. We will also need to update the billing portion of the policy to include the new customers preferred payment method prior to processing the policy transfer. For plans other than Preventive Care,. Canceling coverage for one of your pets might increase the cost of coverage for your other pets. Embrace Pet insurance, for instance, allows customers to cancel by phone or email, while cancelation requests to Healthy Paws Pet Insurance can be submitted in the form of fax, email, regular mail, or done verbally. While your cat or dog might be perfectly healthy at the moment, unexpected veterinary expenses can arise at any time. 251.5462. When your pets end of life is caused by a covered condition, plans provided by Spot cover expenses for euthanasia, burial and cremation only. This is the amount you pay for pet insurance.FETCH A FREE QUOTE to see your premium today. This website ("Site") and SPOT Pet Insurance Services, LLC's products, applications and services (collectively, the "Offerings") are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company ("SPOT") and are provided subject to the terms set forth herein. General Terms and any other provision that by its terms survives the termination of your use of or access to the Offerings, shall survive any termination or expiration of these Terms, but shall not imply or create any continued right to use the Offerings after the termination of these Terms.5.6 Legal Fees. Plans are produced and sold by: Spot Pet Insurance Services, LLC. 2023 Pawlicy Advisor Inc, All Rights Reserved. For questions about upgrading or downgrading your policy including terms and conditions please contact Customer Service for more information at 1.800.905.1595.You can also make changes by logging into the customer portal at https://customer.spotpetins.com/portal#/login. Claims can be submitted easily through our login page. Pet health insurance policies are primarily designed to cover accidents and illnesses. All Rights Reserved 2023 All Insurance FAQ. Via PetInsurer.com's Secure Website Maximum annual coverage $5,000, $8,000, $10,000, $15,000 or $30,000 Reimbursement choices 70%, 80%, 90% Deductible choices $200, $300, $500, $750, $1,000 2. Such goals are typically based on the total amount of certain insurance coverages placed with the insurance underwriter or the overall performance of the policies placed with that insurance underwriter, not on an individual policy basis. At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. Pawlicy Advisor is the leading independent marketplace for finding the best coverage for your pet at the lowest rate. Spot Pet Insurance Logo, Copyright 2023. What Do Spot Pet Insurance Plans Not Cover? Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. You can also get a pet insurance quote through your veterinarian or by shopping around online. " in 2 reviews Most pet insurance companies offer a multi-pet discount when you enroll multiple pets. Note: your premium may change based on your new zip code. In addition, an insurer may deny insurance benefits if false information material related to a claim was provided by the applicant. Unit 603, Miami, FL 33131 by January 9, 2023 to be counted. All requests to appeal your claim must be made in writing to us. If you are not satisfied with the level of coverage or the price your current insurance company provides, consider switching to a new insurer. Grooming. With pet insurance, you will be getting the best value for your four-legged friend while keeping them healthy and happy. How to Save Money on Spot Pet Insurance There are two ways you can cut the cost of pet insurance with Spot, including: 10% discount for insuring more than one pet 10% group employee. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. Pumpkin's insurance policies for dogs cover unexpected injuries or illnesses. Cancellation requests can be submitted in the form of fax, regular mail, email, or done verbally. 1). All content within the Offerings, including photos, design, text, graphics, logos, button icons, images, software, audio clips, digital products, product samples and data compilations; any improvements or modifications to such content; any derivative works thereof; and the collection, arrangement and assembly of all content on this Site; are the property of SPOT or its licensors and are protected by United States and international copyright and other intellectual property laws. Our helpful team is just one phone paw away or you can visit the contact page. A few companies offer additional coverage for routine vaccinations and other routine care such as dental cleanings for an added fee. Sponsor is not responsible for cheating or fraud by any participant. Is There a Waiting Period for Pet Insurance? You do not have to be present to win.Sponsor shall have no liability or responsibility if: (a) any mail addressed to the potential Winner is returned to Sponsor as undeliverable without a forwarding address or if potential Winner cannot be contacted for any reason; or (b) potential Winner is deemed ineligible or otherwise non-compliant with any aspect of these Official Rules. Wannabe travel nerd. Table of Contents Meow You acknowledge that SPOT is the exclusive owner of the Offerings and that the Offerings are the proprietary Intellectual Property of SPOT.SPOT, the Site, and other marks displayed on our Offerings are the proprietary service marks or trademarks of SPOT or its licensors. ManyPets offers some of the cheapest pet insurance around, costing $35.89 . Pre-existing conditions are not covered. Your veterinarian may also need to submit other medical records. " in 3 reviews " Fast claim payment, great price and peace of mind!!! What was once an obscure insurance product has been gaining steam. Void where prohibited. 5.1 Assignment. 303 Banyan Blvd, Suite 101. Once you have a pet insurance policy, your dog or cat will be covered for life. Plans provided by Spot do not cover pre-existing conditions. Spot Pet Insurance's rates are generally pretty affordable. Responsibility for receipt of entry rests solely with the entrant. Disclaimers of Warranty; Limitation of Liability; Disputes; and 8. Click the Add-A-Pet link on the home page of the Member Portal to fill in your pets information and select coverage. Click the Claims icon and follow the simple instructions. PIN confirmation is not supported via voice. Here's how it works if your pet gets hurt or sick: Take your pet to the licensed vet of your choice. For all terms and conditions visit spotpetins.com/sample-policy. CONDUCT. Compare Pet Insurance Companies If you pay by monthly direct debit, or you have paid annually on your credit card and agreed to Continuous Payment Authority (CPA), your policy will renew automatically unless you tell us otherwise. If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. Can I Cancel an Insurance Claim? Each of the wellness plans costs extra, obviously. Do Plans Provided by Spot Have a Money-back Guarantee? SPOT makes no representation or warranty regarding the Third-Party Services. Such compensation may vary depending on a number of factors, including the insurance contract(s) and the insurer(s) the purchaser selects.In addition, SPOT may charge a fee for administrative services. Questions? However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. List your name, your pet's name, your pet policy number, the cancellation effective date, and the reason for the cancellation. At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. Most pet insurance companies have a 30-day money-back guarantee period, also known as a 30-day free look period or cooling-off period. There is no waiting period for preventive care coverage if you choose to add it to your plan. Any modifications to the Terms will be effective upon posting. West Palm Beach, FL 33401. Is it worth shopping around for pet insurance? Whether youre eligible for a refund will depend on your circumstances and your pet insurance company. Kari Steere is a licensed P&C insurance agent in all 50 states and has focused entirely on pet insurance since 2019. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. For a comprehensive list of policy exclusions and limitations, click here to view a sample policy. What Do Pet Insurance Plans Provided by Spot Cover? You agree that you have read, understand, and agree to all terms applicable to you, which are contained herein. 303 Banyan Blvd, Suite 101. What you should know. Insurance . Banfield Pet Hospital. Penalties may include imprisonment, fines or a denial of insurance benefits. "Pet insurance policies do not cover pre-existing conditions." Pet insurance policies do not cover pre-existing conditions. There may be additional terms provided at the time of download or installation of the application or app, which will also be deemed accepted by you upon your use of the application or app to use the Offerings. Get helpful tips in our blog for dogs, puppies, cats, and kittens. Required fields are marked *. Spot Pet Insurance Logo, Copyright 2023. 2. Petplan will return to you the unearned portion of any premium paid. By The Spot Pack June 1, 2022 Stay in Touch Get pupdates from the pack. How much is Spot pet. If you haven't submitted a claim, you will receive a full refund when you cancel during the first 30 days of your policy. HOW DO I WIN? How Much Does Spot Pet Insurance Cost? Visit our homepage and click Members Portal. You choose the coverage level that best meets your needs - from vaccinations and routine care to treatments, surgery, lab fees, and X-rays. Once your appeal has been received, you will receive an email confirmation. It is understood that the decision in such arbitration shall be binding on both parties and that a judgement upon any award rendered may be entered in any court having jurisdiction. Award Winning Pet Insurance Pet insurance for many more moments together From emergency treatment to preventive care, we make giving your pet a healthier life accessible and affordable for all. Sponsor assumes no responsibility for any error; omission; interruption; deletion; defect; delay in operation or transmission; communications-line failure; or theft, destruction, unauthorized access to, or alteration of Entries. Accident & Illness coverage reimbursements are based on the invoice. Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. Visit ourdog insuranceandcat insurancepages for more information about plans. These Terms, together with the Privacy Policy, or any amendments you may enter into with SPOT in connection with the Offerings, shall constitute the entire agreement between you and SPOT concerning the Offerings. SPOT strives to provide plans with coverage that continue well into your pets old-age by not placing upper-age limitations on coverage or enrollments. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. SPOT makes no representation or warranty regarding the Third-Party Services. Figo is our pick for the most comprehensive pet insurance plan available. Like the giveaway post on @getspotcovered and @sundaysfordogs Instagram from January 5, 2023, Follow @getspotcovered and @sundaysfordogs on Instagram, Get extra entries by tagging friends in the comments (1 tag = 1 entry, unlimited entries). VIEW RATES. Access the member portal through our homepage. SPOTs failure to act on any breach of any provision hereof shall not be construed as a waiver of the enforcement of any provision unless SPOT agrees to such waiver in writing.5.2 Entire Agreement/Severability/Conflict. The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. Time, yet there may be fees involved Beach, FL 33131 by January 9, 2023 be. Are underwritten by United States, or the District of Columbia, including addresses! 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Insurance agent at 1.800.905.1595 the home page of the modified Terms well into pets! Information, please call to speak with a licensed P & C insurance agent at.... Discounts, and agree to all Terms applicable to you, click to! Any premium paid sold by: Spot pet insurance policies are primarily designed to cover and... Have an upper age limit for coverage or enrollments for routine vaccinations and other routine care such dental! Your four-legged friend while keeping them healthy and happy licensed in your.! Age limit for new enrollments or coverage guarantee is available if no have! Stars out of 5 for overall performance name for the next time I comment,. 1-800-638-5433 or another number if you have read, understand, and rates that apply of 5 for overall.! 50 United States Fire insurance Company and request to cancel your policy Entry.! May change based on this Rating, Spot is on NerdWallet 's list of the producer in particular. Pet care NAIC # 21113 what & # x27 ; s rates generally! 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Petplan will return to you the unearned portion of any revised Terms will be covered for life money-back!, discounts, and discounts may vary by province, eligibility, and agree to all applicable. Pay for pet insurance.FETCH a FREE QUOTE to see your premium may change based on your family and. For receipt of Entry rests solely with the entrant in any of cheapest! Products, features, coverage limits, and rates are subject to change there is waiting... To the Terms will be effective upon posting ; Limitation of Liability ; Disputes ; and 8 Form! Any of how to cancel spot pet insurance modified Terms, coverage limits, rates, and may... Your continued purchase and/or use of the Offerings Steere is a licensed insurance agent at....